Our Commitment to Your Privacy

Our Privacy Policy was developed as an extension of our commitment to combine quality products and services with integrity in dealing with our members. The Policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site and our products and services. When we refer to "non affiliated third parties", this means parties who are not part of the corporate structure of SMART CHOICE USED CARS.

Consent To Receive Electronic Records

By submitting a request for information to us, you may receive information in electronic format. You may withdraw your consent to receive electronic records and receive a paper version of any document by printing it or by mailing a request with your name and address and sending it to the address on the footer of this site. You will need a computer with browser and Internet access to receive electronic records. Electronic records may include information about vehicles, financing, warranties or services. We do not send requests for financial information to you via email, so do not respond to email solicitations for sensitive information from any Data.

No Use of Our Site by Persons Under 18

No person under 18 should disclose information on this site or participate in any of our programs. We do not knowingly market our services or solicit personal or financial information from minors. You may learn more about protecting children's privacy online by visiting www.ftc.gov/kidzprivacy. In accordance with 47 U.S.C. Sec. 230(d), parents are notified that there filtering devices which are commercially available that may assist parents in limiting access to material that is harmful to minors, such aswww.netnanny.com, www.cyberpatrol.com, www.cybersitter.com.

What Information Do We Collect?

When you visit our site you may provide us with two types of information: personal information you actively choose to disclose or we acquire from other Data’s ("Active Information") and information collected, in a way not visible to you, on an aggregate anonymous basis as you and others browse our site ("Passive Information").

Active Information

We acquire information about you from the following sources:

Publicly available information (such as the phone book, etc.);

Information we receive from you on applications or other forms;

Information about your transactions with us, our affiliates, manufacturers or others;

Information from consumer reporting agencies such as credit history and capacity.

Passive Information Collected

Cookies are a feature of web browser software that allows web servers to recognize the computer used to access a site. They are small pieces of data that are stored by a user's web browser on one site to simplify subsequent interactions with that site by the same user or to use the information to streamline the user's transaction on related web pages. This makes it easier for a user to move from site to site and to complete transactions over the Internet. Cookies should make your online experience easier and more personalized. Our site utilizes cookies to collect information about how our site is used. Passive Information gathered may include the date and time of visits, the site pages viewed, time spent at our site, the sites visited just before and just after our site. If you do not wish to transmit "cookie" information about yourself, you may turn off the cookie function in your web browser; please consult the "Help" section of your browser to correctly do so. Our site's servers also automatically identify your computer by its Internet Protocol address which is a unique string of numbers that is assigned to your computer by your Internet Service Provider. Your IP address may be used to address problems with our server or administer our site or to gather broad demographic information about our members.

How Do We Use the Information Collected?

We may share Active Information with companies that perform services for us in the ordinary course of business, that service or process products or services you request, that maintain or service your account or that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We use Passive Information to gather information about our members and to enhance and design our site to make it easier, faster and friendlier to use. Additionally, cookies help us know information about how many people visit our site, when they visit and how they use our service. Passive Information may result in your viewing of particular advertising based on your user habits for your viewing on our site and a shopping experience customized to you in content, services and goods.

Finally, we may share this information for the following purposes in accordance with the law, including among others:

With your consent or at your direction;

To protect the confidentiality or security of your records pertaining to the consumer, service, product, or transaction;

To a consumer reporting agency in accordance with the Fair Credit Reporting Act;

To comply with Federal, State or local laws, rules and other applicable legal requirements including subpoena or investigation;

In connection with the proposed or actual sale or merger of all or a portion of our business.

How Do We Secure Active Information and Passive Information?

We restrict access to Active Information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard such information.

How Can You Choose Not to Receive Information from Us or to Correct, Delete or Access Your Information

If you desire not to receive information from us, if you have questions about this Policy, or if you wish to access, delete or correct your information, please e-mail US, or write to us: 916 W. Rollins Rd. Round Lake, IL 60073 (847) 740-6900

California User Consumer Rights

If you are a California resident, you have the right to receive: a) information identifying any third party parties to whom we may have disclosed, within the past calendar year, personal information pertaining to you and your family for SMART CHOICE USED CARS direct marketing purposes; and b) a description of the categories of personal information disclosed. To obtain such information you must make a request in writing. Your request must include your name, address, email address and the site URL you visited and a return address or it will not be processed. We will not honor such requests more than once per calendar year. Requests made via email will not be accepted. Please mail your request to Customer Service Manager at the address listed in the previous paragraph of this site. In accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints at California Department of Consumer Affairs, 400 R Street, STE 1080, Sacramento, CA 95814; or by phone at (916) 445-1254 or 800 952-5210; or by email to dca@dca.ca.gov.

Trademarks

SMART CHOICE USED CARS, its licensors, advertisers, merchants or other third party materials, services or products referenced on this site are common law or registered trade marks or service marks of such parties and you agree never to use such without express written permission.

Third Party Sites

You will be transferred to third party sites through links or frames from this site. You are cautioned to read such sites' Terms and Conditions and/or Privacy Policies before using such sites in order to be aware of the terms and conditions of your use of such sites. You acknowledge that SMART CHOICE USED CARS is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the contents, products, services or any transmissions received through such sites. The inclusion of such a link or frame does not imply endorsement of this site by SMART CHOICE USED CARS, its advertisers or licensors, any association with its operators and is provided solely for your convenience. You agree that SMART CHOICE USED CARS and its licensors have no liability whatsoever from such third party sites and your usage of them. If you wish to suspend email from such sites, you must contact them directly.

Disclaimer of Warranties

SMART CHOICE USED CARS, ITS ADVERTISERS AND LICENSORS MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THIS SITE, ADVERTISER'S SITES, THE ACCURACY OR SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE. ALL OF THIS SITE, ADVERTISER'S SITES, THE ACCURACY OR THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE ARE PROVIDED "AS IS"WITHOUT WARRANTY OF ANY KIND. SMART CHOICE USED CARS, ADVERTISERS AND/OR ITS LICENSORS HEREBY DISCLAIM ALL WARRANTIES WITH REGARD TO THIS SITE, ADVERTISER'S SITES, THE ACCURACY OR THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE, INCLUDING ALL EXPRESS, STATUTORY, AND IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. SMART CHOICE USED CARS, ADVERTISERS AND/OR ITS LICENSORS DO NOT WARRANT THAT THIS SITE, ADVERTISER'S SITES, THE ACCURACY OR THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE ARE ACCURATE,RELIABLE OR CORRECT; THAT THIS SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE CONTENTS OR ANY INFORMATION RECEIVED THROUGH THIS SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS SITE IS SOLELY AT YOUR RISK. MEMBER AGREES THAT IT HAS RELIED ON NO WARRANTIES, REPRESENTATIONS OR STATEMENTS OTHER THAN IN THIS AGREEMENT. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU BUT SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY LAW OF YOUR JURISDICTION.

Miscellaneous

This site (excluding third party linked sites) is controlled by Dealer Data Inc. from its offices within the State of Florida, U.S. of America. It can be accessed from all 50 states as well as from other countries around the world to the extent permitted by site. As each of these places has laws that may differ from Florida, by accessing this site, both you and SMART CHOICE USED CARS agree that the statues and laws of Florida shall apply to any actions or claims arising out of or in relation to this Agreement or your use of this site, without regard to conflicts of laws principles thereof. You and SMART CHOICE USED CARS also agree and hereby submit to the filing of any claim only in the exclusive personal jurisdiction and venue of Fort Lauderdale FL and any legal proceedings shall be conducted in English. SMART CHOICE USED CARS makes no representation that materials on this site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited. This Agreement shall not be governed by the United Nations Convention on Contracts for the Sale of Goods. This Agreement constitutes the entire agreement between the parties related to the subject matter thereof, supersedes any prior or contemporaneous (oral, written or electronic) agreement between the parties and shall not be changed except by written agreement signed by an officer of SMART CHOICE USED CARS. If any provision of this Agreement is prohibited by law or held to be unenforceable, the remaining provisions hereof shall not be affected, and this Agreement as much as possible under applicable law shall continue in full force and effect as if such unenforceable provision had never constituted a part there of and the unenforceable provision shall be automatically amended so as to best accomplish the objectives of such unenforceable provision within the limits of applicable law. Member shall not assign or transfer this Agreement and any such transfer shall be void. YOUR USE OF OUR SITE AND/OR PARTICIPATION IN OUR PROGRAMS MEAN THAT YOU ACCEPT THE PRACTICES SET FORTH IN THIS POLICY. WE RESERVE THE RIGHT TO MAKE CHANGES TO THE POLICY BY POSTING THE NEW VERSION WITH A NEW EFFECTIVE DATE. YOUR CONTINUED USE INDICATES YOUR AGREEMENT TO THE CHANGES.